Spending forecast app for NigeriaSee whether it's actually working
One transaction tells you nothing. ZenFi compares months of your categorised spending across every account and projects it forward, so you can tell whether your habits are changing or just feeling different.
Food
₦61,400
Food has risen four months running. Each step looked small on its own.
Spending trends by categoryCatch a category growing while it's still small.
Every category is measured against its own history, so a rise shows up as a rise, even in a month where the total looks normal.
- Your own average, not a benchmark
- A generic benchmark says nothing about your money. Each category is set against your own recent average.
- It catches slow drift
- The spending that hurts is rarely one big purchase. It's a category that grew a little every month for half a year without ever looking alarming.
- Period against period
- Compare a fortnight or a month against the one before it, so you can see the direction and not just today's figure.
Spent so far
₦138,000
By month end
₦268,000
13% above last month's total
- FoodPro
- TransportPro
Month-end spending forecastKnow the month-end total while you can still change it.
ZenFi projects where your spending lands by month end from the rate you're going and what your previous months looked like. Knowing on the 12th beats knowing on the 30th.
- Projected, then compared
- The projection sits against last month's actual total, so the figure comes with the context that makes it mean something.
- It admits when data is thin
- If your most recent transactions are several days old, the forecast says so rather than projecting confidently from a stale picture.
- Per-category detail on Pro
- The projected total is there for everyone. Category-level forecasts, confidence ranges and budget comparisons are part of Pro.
This week
4 weeks of check-ins- ✓M
- T
- ✓W
- ✓T
- ✓F
- ✓S
- ✓S
Missed Tuesday? Pick it back up. Your run carries on.
A daily money check-in habitA few seconds a day beats a big plan in January.
Budgets rarely fail because the plan was wrong. They fail from neglect. A daily check-in is small enough to actually keep, and the streak makes keeping it feel like something.
- Seconds, not an evening
- A daily review is a glance, not a session. The point is staying close to your money, not doing admin.
- Milestones you pass
- Weeks and months are marked as you reach them, so a long run of consistency looks like an achievement rather than a number.
- You can pick it back up
- Miss a day and you carry on. A streak that shatters for good only teaches people to stop opening the app.
The features behind planning.
Questions about planning
Anything else, email support@usezenfi.com.
Stop wondering where your money went.
Available on iOS and Android.