Does ZenFi read SMS bank alerts on iPhone?

Yes. SMS alert tracking works on both Android and iPhone. Your phone forwards bank alert texts to ZenFi, which turns them into transactions.

Does ZenFi read all my text messages?

No. ZenFi only uses texts that look like bank alerts. Messages that don't look like bank alerts are discarded without being stored.

Can ZenFi read bank alerts from my email?

Yes. Connect an email account and ZenFi picks up alert, receipt and statement emails. It only reads emails that look financial, never personal ones. Automatic email import is part of ZenFi Pro.

Can I stop ZenFi reading my email?

Yes. Revoke email access in the app settings at any time. ZenFi stops reading your inbox and deletes the stored access details.

Do I need to give ZenFi my bank login?

No. ZenFi never asks for your bank username, password, PIN or BVN. It works from the alerts your bank already sends you.

Which banks' alerts does ZenFi understand?

Alerts from all 20+ Nigerian banks and wallets ZenFi supports, including GTBank, Access Bank, Zenith Bank, UBA, First Bank, Kuda, OPay and Moniepoint, are read as they arrive.

Bank alert tracker for NigeriaYour bank already tells you. ZenFi keeps count.

Every debit and credit comes with an alert. ZenFi reads those alerts, by SMS on Android and iPhone or from your email, turns each one into a transaction and sorts it into a category, so your spending picture stays current without you typing anything in.

GTBank· SMS · 8:02 am

Acct:01**4521 DR:NGN18,400.00 Desc:POS SHOPRITE LEKKI Bal:NGN182,340.55

Kuda· Email · 1:15 pm

You just spent ₦5,000.00 on MTN airtime from your Kuda account.

Read and sorted automatically

Today

Shoprite
Groceries · GTBank
-₦18,400
MTN
Airtime & data · Kuda
-₦5,000

SMS and email bank alertsTwo ways in. Use one or both.

SMS alert trackingText alerts, on Android and iPhone

Turn on SMS tracking and your phone forwards the bank alert texts you receive to ZenFi. Each one is read and turned into a transaction.

Works on both Android and iPhone
Only texts that look like bank alerts are used
Anything else is discarded without being stored

Email alert trackingAlert and receipt emails

Connect an email account and ZenFi picks up the alerts, receipts and statements your bank sends there, as they arrive.

Only emails that look financial are read
Personal emails are never read or stored
Turn it off in settings and the access details are deleted

Automatic on Pro

How bank alert tracking worksSet it up once. It keeps going.

Want your history too? Alerts start from the day you turn them on. Import a statement to bring in past months, from any of 20+ supported banks and wallets.

01
Turn it on
Switch on SMS tracking, connect your email, or both.
02
Your bank sends an alert
The same debit or credit alert you already get, by text or email.
03
ZenFi records it
The transaction is read, sorted into a category and added to your balance and budgets.

Privacy, built inWhat ZenFi reads, and what it ignores.

ZenFi reads

Debit and credit alerts from your bank
Transaction receipts
Statements sent to your email

ZenFi ignores

Personal texts and chats
Personal emails and everything else in your inbox
Your bank login, PIN or BVN, which ZenFi never asks for

Read by AI, kept private.

The text of each alert is read by our AI provider to pull out the transaction. It can't use your data to train its models or for anything of its own, and your password, PIN, BVN and email login are never sent.

How ZenFi keeps your data safe

Questions about bank alert reading

Anything else, email support@usezenfi.com.

What your alerts powerEvery alert keeps the whole picture current.

Stop wondering where your money went.

Download on theApp Store Get it onGoogle Play

Available on iOS and Android.