Money management app for NigeriaThree things you stop having to do yourself.
ZenFi reads your bank alerts and statements from 20+ Nigerian banks and wallets and sorts every transaction for you. That is the work. What you get back is what you have, what's left to spend, and where the month will end.
Track spending across every bankStop guessing what you have
Every account and every transaction, already sorted by the time you look. The picture of your money you would otherwise rebuild by hand every month.
Sorted before you look
Your breakdown is right the moment you open the app.
One balance, not six
What you actually have, across every account.
Recurring expenses
Nothing leaves your account as a surprise.
Transactions
832 transactions
Shoprite
Groceries · GTBank
MTN
Airtime & data · Kuda
Bolt
Transport · GTBank
Chicken Republic
Food · GTBank
Uber
Transport · Kuda
To my savings
Self transfer · Kuda
Not spending
A budget app that updates itselfKnow what's left before you spend it
You set a limit once and ZenFi keeps it current, with a plain reading of where you stand early enough in the month to act on.
Budgets that keep themselves
Set the limit once; the running total is handled.
Where you stand, in a sentence
The state of your budget without reading a chart.
Calm notifications
Interrupted only when it's worth it.
Budget
August · 9 days left
₦133,000
of ₦180,000
₦47,000 left — about ₦5,200 a day.
Month-end spending forecastsSee whether it's actually working
One transaction tells you nothing. Months of them, compared and projected forward, show whether your habits are changing or only feeling different.
What's quietly creeping up
Catch a category growing while it's still small.
Where the month ends up
Know the month-end total while you can still change it.
A daily check-in you keep
A few seconds a day beats a big plan in January.
This month
12 of 30 days counted
Projected by month end
₦268,000
13% above last month's ₦236,080
Food and transport are running ahead of where they were this time last month.
Under the hood
How transactions get in and get sorted.
- Bank alert readingTurns your SMS and email alerts into transactions automatically, on Android and iPhone.
- Statement importUpload PDF, CSV or Excel statements, read properly for each bank.
- Recurring payment detectionFinds your subscriptions, rent and regular bills for you.
- Smart transfer matchingMatches money moved between your own accounts, so it isn't counted as spending.
- Smart categorizationEvery transaction sorted for you, and it learns from your corrections.
Read-only by design
ZenFi can't move money or log in to your bank.
How ZenFi keeps your data safe20+ Nigerian banks and wallets
From GTBank and Access to OPay, Kuda and Moniepoint.
See supported banksMade in Lagos
Built for how Nigerians actually bank, in naira.
About ZenFi
Questions about ZenFi
Anything else, email support@usezenfi.com.
Stop wondering where your money went.
Available on iOS and Android.