Budget app for freelancers and side hustlersAll your income, one place.
Client payments in one bank, side hustle sales in OPay, a little from somewhere else. When money comes from different places at different times, it's hard to know where you stand. ZenFi brings it all together, so you always know what came in, what went out and what's left.
Get ZenFiMoney in · September
- +₦350,000
Client payments
Kuda
- +₦140,000
Side hustle sales
OPay
- +₦50,000
Other income
GTBank
In
₦540,000
Out
₦310,000
Left
₦230,000
Managing variable incomeMade for money from many places.
- Every income stream
See all your money in one place
Client payments in one bank, side hustle sales in a wallet: ZenFi brings every account into one balance, across 20+ Nigerian banks and wallets.
How ZenFi tracks your spending - Variable income
Budget for months that vary
ZenFi suggests budget limits from what you actually spend, not what you hope to earn. Run them weekly or monthly, whichever fits how money comes in.
How ZenFi budgets for you - Money moved, not spent
Move money without the confusion
Moving money from the account clients pay into to your savings or spending account is recognised as a transfer, not spending.
How smart transfer matching works
Month-to-month comparisonKnow how each month is really going.
Some months are busier than others. ZenFi sets what came in against what went out, and compares each month with the one before, so you can see the direction you're heading in, not just today's balance.
Its month-end forecast tells you early how this month is shaping up, and the tools and apps you pay for are found automatically, so nothing renews by surprise.
Start with the full pictureSee your past months on day one.
Import statements from each account you use, and ZenFi shows your recent months straight away: what came in, what went out, and where it went.
Questions from freelancers and side hustlers
Anything else, email support@usezenfi.com.
Stop wondering where your money went.
Available on iOS and Android.