Budget app for salary earnersMake your salary last.

Payday feels great. The last week of the month, less so. ZenFi shows you what's already spoken for, what's left, and where the month is heading, so your salary stretches all the way to the next one.

Get ZenFi

Payday

Your salary of ₦450,000 has landed in GTBank.

  • Bills before next payday₦162,000
  • Moved to savings₦50,000
  • Free to spend₦238,000

Managing your salaryFrom one payday to the next.

  • On payday

    See what's already spoken for

    The moment your salary lands, see which bills are due before your next payday and how much is truly free to spend.

    How ZenFi finds your bills
  • Mid-month

    Know where you stand

    Your budgets update with every transaction, and ZenFi projects where your spending will land by month end, while you can still change it.

    How ZenFi forecasts your month
  • Before the next payday

    Arrive with something left

    See which categories have been creeping up, and adjust early, so the last week of the month isn't the hardest one.

    How ZenFi budgets for you

Budgets that fit your paySet it once. It runs all month.

Set a limit for each category once. ZenFi suggests a starting figure from what you actually spend, then counts every transaction from your bank alerts against it automatically.

Run your budgets weekly or monthly, whichever matches how your money arrives. And when you move part of your salary into savings, it never counts as spending.

Paid into one bank, spending from others?Every account, one clear picture.

Salary in GTBank, spending from Kuda, small payments from OPay. ZenFi brings every connected account into one balance and one list, across 20+ Nigerian banks and wallets.

How ZenFi tracks your spending

Questions from salary earners

Anything else, email support@usezenfi.com.

Stop wondering where your money went.