Know exactly what you have
Every account, every transaction, sorted automatically and kept current. The picture of your money that's genuinely hard to assemble by hand.
Smart categorisation
No more tagging things by hand. ZenFi reads each transaction and files it where it belongs, so your breakdown is accurate the moment you open the app.
Automatic from the first sync
Transactions are categorised as they arrive. There's no setup step where you label three months of history before the app becomes useful.
It learns your merchants
Correct a category once and ZenFi remembers. The places you actually shop stop being guesswork after the first week.
Your data stays yours
Your transactions categorise your own spending. They are never used to train external AI models.
Net worth tracking
Every account rolled into a single number that updates as your balances do, with the trend behind it rather than just today's snapshot.
Every account, one view
Current accounts, savings and cards line up together instead of living in six different banking apps.
Movement over time
See the trend, not just today's balance. A single snapshot tells you very little about whether things are improving.
Updates as balances do
Connected accounts refresh on their own, so the number you see is the number you have.
Statement import
Import PDF, CSV or XLSX statements from any institution, so you get a useful picture on day one instead of waiting months to accumulate data.
Any institution
If your bank isn't directly connected yet, a statement export still gets your data in. You aren't blocked on integration coverage.
PDF, CSV and XLSX
Upload the format your bank actually gives you rather than converting it yourself first.
Categorised on arrival
Imported transactions run through the same categorisation as live ones, so history and present look the same.
Ready for financial zen?
Download the app and start seeing your money clearly. Setup takes two minutes.